"AT SOME POINT, I HAD DROPPED OUT IN MY HEAD LIKE A MILLION TIMES. THEN I’D REMEMBER I STILL HAD ASSIGNMENTS DUE." - CALEB PAMILERIN SOBALOJU
By Mercy Ojegbola Pamilerin Sobaloju is the Founder and CEO of Fluxt, a conversational fintech platform rethinking how people access and use money across different literacy levels, languages, and borders. He didn’t grow up as the “smart kid.” Often seen as the black sheep of the family, he didn’t fit into traditional expectations early on. That perspective shaped how he sees systems today — many are not broken because people can’t use them, but because they were never designed for them in the first place. Growing up in Owo, Ondo State, he experienced firsthand the challenges of financial access, often handling transactions on behalf of his family due to complex and unintuitive banking systems. That early exposure became the foundation for what he is building today. He began building businesses at 19 and went on to launch multiple startups that failed, each one shaping his approach to problem-solving and execution. Along the way, he worked across fintech and blockchain companies as...